CrossCountry Mortgage
46 Orchard St 201
Asheville, NC 28801

Chris Caldwell

Branch Manager | Senior Loan Officer

Mobile: (828) 712-5338
Website: https://ccm.com/chris-caldwell
Facebook: https://www.facebook.com/ChrisCaldwell.CaldwellMortgageTeam/
Email: chris.caldwell@ccm.com

Personal NMLS 1996815 Branch NMLS 2734757 Company NMLS 3029

Hello! I’m Chris Caldwell, Branch Manager and Senior Loan Officer with CrossCountry Mortgage, proudly serving clients throughout Asheville, Hendersonville, and all of Western North Carolina. With a career in mortgage lending dating back to 1997, I’ve built my business around one simple philosophy: an exceptional experience matters just as much as the final result. I’m honored to have been recognized by Experience.com as the #1 customer-service rated mortgage professional in our area — a reflection of the care, communication, and consistency my team and I deliver every day.

I specialize in guiding first-time homebuyers, self-employed clients, investors, Veterans using VA benefits, USDA buyers, credit-challenged buyers, and homeowners exploring refinancing. My approach is consultative and highly personalized. I take time to educate, outline smart loan strategies, and ensure you feel confident at every step — helping you avoid costly mistakes and make informed decisions that align with your goals.

Clients and agent partners value my responsiveness, proactive communication, and ability to keep transactions moving smoothly from contract to closing. By coordinating closely with all parties involved, my team helps keep deals together and on schedule, even when challenges arise. Backed by the strength, technology, and resources of America’s #1 retail mortgage lender, we deliver a seamless, efficient process without losing the personal touch.

A Western North Carolina native, I live locally with my family and serve on the board of the Western North Carolina Down Syndrome Alliance. I believe in building lasting relationships and treating every client and partner like family. If you’re looking for trusted guidance, clear communication, and a mortgage experience designed around you, I would be honored to connect and help you take the next step toward your homeownership goals.

Contact Me

Loans are subject to buyer and property qualification. Rates and fees are subject to change without notice.

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